Software Engineer

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.

If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.

THE WORK

The Ledger and Balance team builds and operates the internal financial systems that power real-time balance management, settlement, and reconciliation for Ripple’s Finance and Finance Operations teams. We design the services and data models that ensure accuracy, scalability, and transparency across fiat, crypto, and stablecoin flows.

Join our team and help build the Internet of Value — where funds move instantly, accurately, and transparently across borders and ledgers. As a Software Engineer, you’ll work at the intersection of finance and engineering, designing the systems that keep Ripple’s financial ecosystem in sync, auditable, and trusted. Every service you build and every transaction you help process strengthens the foundation of a more reliable, connected, and inclusive global financial network

WHAT YOU’LL DO

• •Develop scalable ledger and balance platforms that power real-time balance management,reconciliation and settlement
• •Prototype new solutions for sophisticated software problems and implement them for customers or stakeholders
• •Design, develop, and maintain web-based platforms and applications for internal and commercial use
• •Work in close collaboration with members of your team within an Agile environment and contribute across the entire software development lifecycle
• •Work with teams across the organization, including operations, product, marketing, and business development to think beyond the technical implications of your design decisions

WHAT YOU'LL BRING

• •Bachelors in Computer Science or similar + 2 years of hands-on Software Development experience in at least one of the following technologies: Java, Python, Go
• •Full-stack development experience across backend services
• •Experience with accounting or finance operations
• •Experience building scalable and performant enterprise software
• •Eagerness to work openly and collaboratively with a diverse team
• •A positive attitude and a passion for sharing knowledge

NICE TO HAVE

• •Experience working with accounting or finance systems

For positions that will be based in NY, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant’s experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions.

NY Annual Base Salary Range

$120,000—$145,000 USD

WHO WE ARE

Do Your Best Work

• •The opportunity to build in a fast-paced start-up environment with experienced industry leaders
• •A learning environment where you can dive deep into the latest technologies and make an impact. A professional development budget to support other modes of learning.
• •Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.
• •In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.
• •Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team
• •We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!

Take Control of Your Finances

• •Competitive salary, bonuses, and equity
• •Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
• •Employee giving match
• •Mobile phone stipend

Take Care of Yourself

• •R&R days so you can rest and recharge
• •Generous wellness reimbursement and weekly onsite & virtual programming
• •Generous vacation policy - work with your manager to take time off when you need it
• •Industry-leading parental leave policies. Family planning benefits.
• •Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events

Benefits listed above are for full-time employees.

Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.

Please find our UK/EU Applicant Privacy Notice and our California Applicant Privacy Notice for reference.